Talk to David: call (520) 474-1035 · Hablo Español

Talk to David: call (520) 474-1035 · Hablo Español

David Fonseca

NMLS# 2221283

Self-Employed and Non-QM Loans

Own a business or work for yourself? Qualify on bank statements or your real cash flow instead of the number on your tax return.

What type of loan do you need?

Great! What type of property?

Estimate your Credit Score

Is this your first property purchase?

How will this property be used?

What is your gross annual household income?

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Bankruptcy, short sale, or foreclosure in the last 3 years?

Are you working with a real estate agent?

Work with a local Mortgage Expert.

Does your tax return understate what your business really earns?

I can help you qualify on the income you actually bring in...

Bank Statement Loans

Your Deposits Tell The Story

Qualify using 12 or 24 months of personal or business bank statements instead of tax returns.

Non-QM Options

Built For Real Business Owners

Write offs keep your taxes low. Non-QM programs look past them so they do not hold you back.

1099 And Gig Income

Contractors Welcome

Truck drivers, contractors, realtors and gig workers all have options built for how they get paid.

David Fonseca

Mortgage Expert

Find Out What Your Business Income Qualifies For.

Answer our 60 second quiz and we will run the numbers with you

Get In Touch

David Fonseca | NMLS 2221283

Fonseca Strategic Solutions, powered by Barrett Financial Group, L.L.C. Corp NMLS #181106. Equal Housing Opportunity. NMLS Consumer Access

+15204741035

David Fonseca, Mortgage Expert

NMLS# 2221283